Common Reasons Why People Get Home Warranty Plans

Common Reasons Why People Get Home Warranty Plans

There are several reasons to get a home warranty plan. These reasons include cost savings, reassurance, and selling point. However, before buying a plan, it is important to understand its exclusions and what it covers. The most comprehensive home warranty plans cover appliances, home security, roof, and pest control. In addition, some plans will also cover re-keying services.

Cost Savings

Home warranty plans can be costly, but you can save a lot by paying the full price upfront. In addition, many providers offer service guarantee periods that prevent you from having to pay for repairs more than once. These periods are usually 30 to 90 days. In addition, home warranty plans come with optional add-ons. These add-ons cost an additional $2 to $35 per month but can help protect your swimming pool, septic system, electronics, and more.

Cost savings of a home warranty plan available in Texas vary depending on the type of coverage you choose. Some plans offer limited coverage, while others cover many different systems. In addition, while some plans may offer more comprehensive coverage, they also come with higher premiums.

Home warranty plans may not cover every problem in your home, but they can help you plan your finances and ensure that your home is covered in case of a breakdown. In addition to providing financial assistance, home warranty plans have many non-financial benefits, especially for inexperienced or unhandy homeowners. For example, a home warranty plan can help you get a replacement for a water heater if you need one. Water heater equipment can cost up to $1,000, and a warranty can help cover the costs.


A home warranty plan is a great way to protect your home against unexpected repairs. The company that offers your plan will send a pre-screened service provider to diagnose the problem and provide a solution. Then, depending on the plan, they may repair the appliance or replace it with an equivalent one. In some cases, they may even offer cash settlements.

A home warranty plan will provide peace of mind, but there are some pitfalls to watch out for. First, check the fine print. Different providers will have different exclusions. It is helpful to read a sample contract to ensure you are not missing anything. Many companies offer sample contracts on their websites.

A home warranty plan should cover major repairs in a home. It should also cover repairs to major appliances, re-keying, and HVAC tune-ups. Home warranty plans are not a substitute for an inspection but can give you peace of mind if a major problem occurs. In addition, a home warranty plan will often cover minor issues like normal wear and tear.

Selling Point

A home warranty is a great selling point for buyers when they’re buying a house. It can help speed up the selling process and increase the home’s value. It can be an agreed-upon selling point for both the buyer and seller. With a home warranty, the buyer doesn’t have to worry about paying for service calls.


Home warranty plans have specific exclusions and limitations. These are typically listed in the fine print. Depending on the plan, some items may not be covered, including refrigerator ice-makers. Refrigerator ice-makers are often a major source of frustration for homeowners, but they are often excluded from home warranty plans.

Home warranty plans are intended to cover the cost of repair or replacement if you have a problem with one of the covered appliances. You can choose a plan that covers just appliances or get a comprehensive plan. However, it is important to be aware of the exclusions in the contract. Make sure to review the exclusions list before purchasing a home warranty plan. You can also read sample contracts of different home warranty companies to ensure they offer comprehensive coverage.


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